the 2010 awards will be judged by a panel of experts from diverse ends of the credit industry.

The winners and shortlist for each category are voted for democratically to ensure the views of all the judges are taken into consideration.

Andrew Corke

Lester Aldridge Fast Track - chairman

Chris Oakes

Consumer Credit Trade Association - chief executive

David Edelman

Caledonia Credit Consultancy - principal consultant

Douglas Crawford

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Eric Leenders

British Bankers' Association - executive director

Jeremy Sutcliffe

Civil Court Users Association - honorary vice president

Jo Mayes

Scottish Power - head of credit strategy

Jon Bunyard

Computacentre Distribution - general manager

Kamala Panday

Credit Today - publisher

Kate Sharp

The Asset Based Finance Association - chief executive

Ken Maynard

Cabot Financial Group - group chief executive

Marcel Le Gouais

Credit Today - deputy editor

Mike Segall

Money Collectors - managing director

Rob McQuade

Lloyds Banking Group - head of mortgage credit risk

Sandra Quinn

UK Payments - director of communications

Simon Baum

Santander - deputy chief credit officer, personal lending risk